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Back April 26, 2021

Should You Accept an Insurance Offer Without a Personal Injury Lawyer?

Insurance companies almost always make very low offers hoping that claimants will accept less than they deserve. You always have the option to negotiate for the full amount you deserve, and you should always seek help from a Matthews personal injury lawyer.


If you have suffered an injury in an accident that was caused by someone else’s recklessness or negligence, you might be eligible to assert a personal injury claim against the at-fault person or entity’s insurance company. However, in most cases, the insurance company will lowball the offer on your case. After all, insurance companies make money by collecting premiums from their insureds. They do not make money by paying out personal injury claims.


If you are contemplating filing a personal injury claim or lawsuit arising from your accident, it is important that you have legal representation on your side every step of the way. In short, you should not accept an insurance company’s offer without having a personal injury lawyer on your side representing you and your legal interests. The Matthews personal injury lawyers at the Panchenko Law Firm can help you negotiate a settlement offer in your case that fully and fairly compensates you for your injuries.


Initial Offers from Insurance Companies and How a Lawyer Can Help


If you are able to prove all of the legal elements of your personal injury claim, you might be eligible to pursue and recover money damages. However, you should never accept an initial offer that an insurance company adjuster puts on the table. These initial offers are typically far below the actual value of your case.


A Matthews personal injury lawyer can negotiate with the insurance company’s adjuster on your behalf to see if the adjuster will offer you a fair value for your claim. If the adjuster refuses to offer you the compensation that you deserve for injuries you suffered in your accident, you have the option of filing a lawsuit and litigating your case in the court system.


Litigating a Personal Injury Claim


In some cases, insurance companies refuse to offer accident victims the full value of their claims. When that happens, you have the option of filing a lawsuit in the state court system. Just because you file a lawsuit, however, does not necessarily mean that your case will proceed all the way to trial. As a matter of fact, most personal injury cases settle long before the trial date ever happens. By litigating the case and getting a defense attorney involved, you increase the chances that an insurance company adjuster will ultimately offer you more money to settle your case.


If the insurance company still refuses to offer you the compensation that you deserve, you have the option of taking your personal injury case to trial and letting the jury decide all disputed issues in your case. Alternatively, you might elect to take your case to mediation or arbitration.


A Matthews personal injury attorney will be able to help you weigh all of your litigation options and help you decide on the best one for your case.

Call a Matthews Personal Injury Lawyer about Your Legal Issue Today

The skilled legal team at the Panchenko Law Firm can help you throughout every step of the settlement negotiation process. For a free legal consultation and case evaluation with an experienced Matthews personal injury attorney, please call us today at (704) 900-7675 or contact us online for more information.

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    The best law firm. They got me the maximum amount possible for my settlement and reduced my Bill’s
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    Ray Zhang

    Matthews, North Carolina